Help Section – Report a Concern, Complaint or Issue
COMPLiANCE
HOW TO SUBMIT A COMPLAINT OR CONCERN
Complaints for Individual Customers
Rules and Timeframes
We aim to review all submissions as quickly as possible. We understand how important this process is to you.
Where we are able to resolve your complaint within 3 full business days following receipt, and this is to your satisfaction, we will issue a written summary of our findings and conclusion.
If your complaint cannot be resolved within this time, we will ensure that you are kept informed of our progress with regard to the investigation.
We will endeavour to send you our Final Decision Letter; addressing your concerns and providing you with our decision within 8 weeks or keep you informed of the progress if it is not resolved before then.
If our investigation is still ongoing after 8 weeks, we will send you confirmation of this in writing along with an explanation as to why we have been unable to complete our investigations within this timescale. We will also give you an indication when you can next expect contact from us and a copy of the FOS’s leaflet.
Method of Response
Once your complaint or concern has been reviewed, we will issue our response without delay.
Responses will be sent by email or by post to the contact details provided in the submitted form.
In exceptional cases, we may also contact you by telephone.
Supporting Documents
Some cases may require additional documentation. These documents may be provided to you by email or downloaded from our website or from the websites of banks or insurers.
Completed documents can be scanned and attached to your submission. This is the fastest way to proceed.
Appeals
If you do not agree with our decision, or if you wish to provide additional information in relation to a resolved complaint, you have the right to appeal.
Appeals may be submitted: against the decision of the staff member handling the complaint – in writing to the Head of the Complaints Department, using the address provided in our response; or against the decision of the Head of the Complaints Department – in writing to the Hussaria Group Ltd Client Advocate (Complaints Officer) at the address below:
FAO: Complaints Officer
Hussaria Group Ltd
Sentinel House,
Albert Street, Eccles
Manchester
United Kingdom
Financial Ombudsman Service
The Financial Ombudsman Service is an independent organisation that helps resolve disputes between customers and financial services firms. This service is free of charge.
You can contact the Financial Ombudsman Service using the details below:
Financial Ombudsman Service
Exchange Tower
London
E14 9SR
United Kingdom
Telephone: 0800 023 4567 (from the UK)
Telephone: +44 20 7964 0500 (from outside the UK)
Website: www.financial-ombudsman.org.uk
Please note that you must normally refer your complaint to the Financial Ombudsman Service within six months of the date of our final response.
This does not affect your statutory rights.
Contact us in whichever way you prefer.