CUSTOMER PRIVACY NOTICE

Hussaria Group Ltd
ICO Registration number: ZA291222

Why should you read this document?

During the course of dealing with us, we will ask you to provide us with detailed personal information relating to your existing circumstances, your financial situation and, in some cases, your health and family health history (Your Personal Data).

This document is important as it allows us to explain to you what we will need to do with Your Personal Data, and the various rights you have in relation to it.

WHAT DO WE MEAN BY “YOUR PERSONAL DATA”?

Your Personal Data means any information that describes or relates to your personal circumstances.

Your Personal Data may identify you directly, for example your name, address, date of birth, National Insurance number, or indirectly, such as employment situation, physical or mental health history, or cultural or social identity.

In the context of providing you with assistance in relation to your mortgage, finance and/or insurance requirements Your Personal Data may include:

Title, names, date of birth, gender, nationality, civil/marital status, contact details, addresses and documents necessary to verify your identity
Employment and remuneration information including salary, bonus schemes, overtime and employment history
Bank account details, tax information, loans and credit commitments, personal credit history, sources of income and expenditure, family circumstances and details of dependents
Health status and history, details of treatment and prognosis, medical reports
Existing investment, mortgage, finance and insurance products and related terms

THE BASIS UPON WHICH OUR FIRM WILL DEAL WITH YOUR PERSONAL DATA

When we speak with you about your mortgage, finance, insurance and other requirements we do so on the basis that both parties are entering a contract for the supply of services.

In order to perform that contract, and to arrange the products you require, we have the right to use Your Personal Data for the purposes detailed in this notice.

We may also use Your Personal Data where it is in our legitimate business interests, provided these interests do not override your rights.

On occasion, we will process Your Personal Data to meet legal, compliance or regulatory obligations, including responsibilities to the Financial Conduct Authority.

Contact details:
email: office@hussariagroup.co.uk
web: www.hussariagroup.co.uk

Hussaria Group Ltd
Sentinel House, Albert Street
Eccles, Manchester M30 0SS
United Kingdom

THE BASIS UPON WHICH WE WILL PROCESS CERTAIN PARTS OF YOUR PERSONAL DATA

Where we assist you with insurance, including life or health-related products, we may process information relating to health, medical history or criminal disclosures where required for underwriting or compliance purposes.

Such data is processed in accordance with this Customer Privacy Notice and applicable data protection laws.

HOW DO WE COLLECT YOUR PERSONAL DATA?

We collect Your Personal Data primarily directly from you during meetings, calls, emails, client portals and written communications.

We may also obtain information from third parties such as credit reference agencies, employers or public registers, where permitted by law.

WHAT HAPPENS TO YOUR PERSONAL DATA WHEN IT IS DISCLOSED TO US?

Stored securely in paper and electronic systems
Accessed only by authorised staff and consultants
Shared with lenders, insurers and providers solely to progress your enquiry

ARTIFICIAL INTELLIGENCE (AI)

We may use AI tools to assist with meeting transcription, documentation, correspondence drafting and internal compliance checks. You may opt out of recording where applicable.

SHARING YOUR PERSONAL DATA

Your Personal Data may be shared with lenders, insurers, compliance advisers, legal professionals and other third parties strictly for the purpose of providing our services.

COOKIES

Hussaria Group Ltd uses cookies and similar technologies to ensure website functionality, analyse traffic and improve user experience.

Where required under the Privacy and Electronic Communications Regulations (PECR), consent is obtained via a cookie banner.

For more information about cookies, visit www.allaboutcookies.org.

How do we use cookies?

Ensure proper website functionality
Remember user preferences
Analyse website usage

How to manage cookies

You can manage cookies through your browser settings. Disabling cookies may affect website functionality.

SECURITY AND RETENTION OF YOUR PERSONAL DATA

We take reasonable steps to protect Your Personal Data. Data is retained for a minimum of six years or longer where legally required.

YOUR RIGHTS IN RELATION TO YOUR PERSONAL DATA

Right to be informed
Right of access
Right to rectification
Right to erasure
Right to restrict processing
Right to data portability
Right to object
Rights relating to automated decision-making and profiling

HOW TO CONTACT US

Mrs Aga Moczynska
email: compliance@hussariagroup.co.uk

You may also contact the UK Information Commissioner’s Office (ICO):
https://ico.org.uk/global/contact-us/

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Hussaria Group LTD is authorised and regulated by the Financial Conduct Authority, FRN: 786506.
Hussaria Group LTD is an authorised credit broker and not a lender.
We work with an unrestricted number of lenders to find a potentially suitable arrangement for your consideration.
We will receive commission from lenders. Different lenders pay different amounts depending on the commission model used. We usually charge a broker fee which will depend on the type of transaction and will be disclosed to you throughout your customer journey.
ICO registration number: ZA291222
Company registered in England and Wales No:10851833.Head Office: 4th Floor, Sentinel House, Albert Street, Eccles, Manchester M30 0SS.