Commercial Insurance

If you are in business you will need insurance; without it your livelihood is at risk. An unexpected loss could cause financial hardship and destroy years of hard work and by law, some types of insurance are compulsory.

What types of insurance should I consider for a business? For businesses there are three main areas where you need to consider the insurance requirements of your business:

Insurances that protect against loss or damage caused to your business’ property or trade by adverse events. Specific areas of insurance in this group may include cover for:

  • Real estate – buildings and property
  • Structural failure
  • Theft
  • Money
  • Transport of goods

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